Which One of the Following Statements Concerning Underwriting Is Correct

The same rates are charged for individual and group plans in the same risk category. Shareholders elect both the directors and the senior managers.

Business Finance By Florida Institute Of Finance Poster In 2022 Business Finance Finance Underwriting

Which one of these statements is true concerning issue costs.

. Multiple Choice 8 012012 0 Issue costs tenc Issue costs tend to be higher for debt than for equity issues. Individual underwriting is usually used. The more an issue is underpriced the more it tends to be oversubscribed d.

The first growth rate must be higher than the second growth rate. There should be a normal flow of employees through the group. C The investment bank incurs zero risk in best efforts.

Which one of the following statements concerning IPOs and underpricing is correct. It can be more easily misunderstood than face-to-face communication. B The average age of the group should ideally increase over time.

D Group insurance is automatic and requires less medical information than the individual coverage. There is greater potential for savings than under most other types of employer-arranged benefits. The offering price was set at 16 a share and the gross spread was 2.

B In standby underwriting the underwriters purchase securities remaining after the initial offering at a predetermined price. Neither I nor II 2. The members of the group should pay the entire cost of the plan.

An advantage of owning a flexible premium life insurance policy would be. The insurer can make policy charges without difficulty. The NYSE and NASDAQ merged in 2007.

Each individual and group plan in the same geographical area is individually underwritten. IPO underpricing primarily benefits a firms pre-issue owners. All of the following statements are true regarding installments for a fixed period annuity settlement option EXCEPT It is a life contingency option If an annuitant selects the straight life annuity settlement option in order to receive all of the money out of the contract it would be necessary to.

Which one of the following statements concerning the NYSE is correct. Misleading and convincing an insured to surrender lapse or exchange an existing policy for a different one to the insureds detriment. Physical examinations are performed at the expense of the insurer c.

There should be an expectation that the group contract will remain in force longer than one year. The underwriters provided their services in a best efforts underwriting. IPO underpricing generally increases the spread per share earned by underwriters c.

The higher an insurers premium-to-surplus ratio the greater its ability to expand premium writings. IPO underpricing is a function of the underwriting spread. Underwriting is the selection and pricing of insurance applications that are offered to an insurer.

Corporations are more favorably taxed than either sole proprietorships or partnerships. C Both types of coverage provide a tax-free death benefit. - Which one of the following statements is generally true concerning the costs of issuing securities debt is cheaper to issue than equity - Some investors believe that the decision by management to issue equity as opposed to issuing debt is a signal that the stock is currently overvalued - Which one of these types of financing is most apt to provide investors with only.

Evidence of insurability is. 0 Underwriter spreads for IPOs tend to range from 10 to 15 percent. Which one of the following statements is correct concerning the cash cycle.

The discount rate is based on the coupon rate a firm pays on its outstanding bonds. The NYSE was created based on the Walnut Tree Agreement. But may increase the premium in the underwriting class.

None of the statements are correct. Which one of the following statements concerning IPOs and underpricing is correct. A No more than 20 non-accredited investors may participate in a private placement.

The same rates are charged for individual and group plans in the same geographical area. Which of the following statements is NOT correct regarding health insurance. A I only B.

B Group life tends to have a lower premium per person than individual life. Which of the following statements regarding underwriting is NOT correct. The average daily trading volume on the NYSE in 2007 was approximately one billion shares.

The more an issue is underpriced the more it tends to be oversubscribed. 0 Convertible bonds generally have the lowest issue costs. Which one of the following statements concerning venture capital financing is correct.

Asked Jun 2 2016 in Business by TacticalTech. It is one of the fastest-growing types of group benefits. Each member of a large group is individually underwritten.

Depending on the loan product the guidelines vary. Both I and II D. A Employees should be required to remit premiums directly to the insurance company.

It is always private and cannot be shared with others. All of the following statements are true regarding the factors affecting the formation of an insurers underwriting policy EXCEPT. D A flow of people through the group is desirable.

The time value of money is ignored. It is only used for informal communication. Freddie Mac guidelines are the same for all products.

It is temporary and cannot be permanently recorded. 5Which one of the following statements concerning corporations is correct. C A group should be formed for the specific purpose of obtaining insurance.

The NYSE is part of a firm that also operates a stock exchange in Amsterdam. A Group insurance has a nondeductible premium while individual insurance has a tax-deductible premium to the payor. Question 8 Which of the following statements about written communication is TRUE.

Freddie Mac guidelines are flexible. Underwriting attempts to avoid adverse selection by individuals who purchase insurance. Which of the following statements concerning insurance underwriting is are correct.

Underpricing tends to discourage investors from participating in the IPO market b. All of the following are true regarding Freddie Mac underwriting guidelines except. Premiums are fixed for the first 5 years.

Which of the following statements concerning property and liability insurance offered through an employee-employer relationship is correct. 0 The costs of SEOs generally exceed the costs of IPOs. Which of the following statements concerning group underwriting considerations is incorrect.

The discount rate ignores the risks associated with an individual firm. Which one of the following is correct concerning the two-stage dividend growth model. The policy owner can make policy changes without difficulty.

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